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Community Banking


AFS is the most experienced firm in supporting Australian communities in the opening and operating of Bendigo Bank Community Bank branches.

This experience has been developed by proudly working with over 200 Community Bank boards and their shareholders since 1998 when Community Banks were first founded. We continue to assist communities with surveys, prospectuses, audit requirements, share registry services and/or valuations with specialist team members in each of these areas.

AFS has the depth of experience needed to assist your Community Bank at any stage of its lifecycle.

Servicing your Community Bank

We provide the following services to Community Banks:
  • External audit
    Financial statements and lodgement with ASIC (year end 30 June audit and half year 31 December review)
  • Share registry
  • Tax compliance
    Annual income tax return, fringe benefits tax (FBT) return, business activity statements (BAS) and payroll tax return
  • Internal audit
    Services for Board and governance compliance
  • Corporate secretarial: support with ASIC reporting and compliance
  • Feasibility studies and community surveys
  • Prospectus preparation
  • Preparation of accounts
  • Valuations
  • Due diligence, acquisitions, mergers and wind-ups

We are the most experienced and qualified consultants in the country for Bendigo Bank Community Banks.

Key specialists

AFS is the most experienced firm in supporting Australian communities in the opening and operating of Bendigo Bank Community Bank branches.

Our specialist team has the depth of experience needed to assist your Community Bank at any stage of its lifecycle.

If you would like to talk to our specialist team please call AFS on 03 5443 0344.


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Josh Griffin

Laura Flanagan


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